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Wills & Inheritance Protection Department

Why should you make a will?

Well, solicitors will always say that it is important to make a will because without one:

  1. Your property, possessions and money may pass (under the Rules on Intestacy) to family members you may distinctly dislike or who do not deserve it, and you may end up with family members whom you did not trust being appointed to administer your estate.
  2. If you have children, it would not be clear as to who should be looking after them, and a court might have to decide that issue.
  3. If you are not married to your partner, he or she will not automatically be entitled to occupation of your home, possessions, or assets (e.g. death in service benefits, refund of pension contributions).
  4. If you are married but separated and not yet divorced, then your assets will still pass to your ex-spouse without a will to the contrary.

So when is the right time to make a will?

Certainly, if you have assets of more than £5,000, or own a property, or if you have a child, you should make a will.

If you have children, you should be thinking about who will be their guardian if you pass away while they are under 18.  Someone with the same life values as you, whether a family member or good friend, would be the right choice so that assets could be invested and the income arising on those monies used for the child’s maintenance, education, and benefit.

You also need to decide at what age those children can actually by given the capital - if you say nothing, it will be 18 years, and you probably remember what you were like at that age!  So choosing who would administer your estate (your executors) is also an important decision...

And when you have completed the will, look at it every 3 to 5 years to see if it still suits your needs and expectations - it could be amended by a short document called a ‘codicil’ or you could do another will and tear up the old one.

Remember, for a modest investment of approximately £300, you could be saving your estate thousands of pounds in legal fees if disputes arise.

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Our Will writing packages are available from:

£500 + VAT for an individual basic will    

£800 + VAT for a pair of basic mirror wills  

We can help with:

  • Drafting wills including Discretionary Will Trusts
  • Advice for the elderly
  • Preparing Lasting Powers of Attorney
  • Applications to the Probate Registry
  • Preparing Deeds of Variation
  • Administration of estates
  • Advice to personal representatives
  • Will storage service

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