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Commercial Debt Recovery

Sometimes in business, clients do not pay invoices on time. After several emails and telephone calls you have still not been paid! You can end up thinking what can I do next to get my money? 

Unpaid invoices can have a major impact on your business and your cash flow. At Biscoes we know being owed money causes you unnecessary anxiety and stress, so we have set up our commercial debt recovery service to help you recover debts from as little as £300. We offer a straightforward, cost-effective, fixed fee process.

Below you will find what our Commercial Debt Recovery Team can assist you with. To download a printable version of this information please click here

For more information or to get started, please contact Naomi of our Commercial Debt Recovery Team on 02392 660261 or email


  • Our expert lawyers will provide you with thorough and efficient legal advice tailored specifically to you and your business’ requirements providing an incomparable level of service.

    We pride ourselves in our personal approach to all our clients where you will speak to a human to help you with any concerns or queries that you may have. You will be provided with a detailed explanation of the legal process at each step of the process, from pre-action to litigation and alternative dispute resolution, without the complicated legal jargon, so that you are fully aware of your legal position.

  • Before any legal proceedings take place, you will need to write a Letter Before Action to your debtor who will then have a time-frame to respond. If the debtor is an individual or sole trader they will have 30 days to reply and, if they are a business, they will have 14 days to reply.

    We charge a fixed fee to draft and send the Letter Before Action to your debtor which will include taking initial instructions, reviewing documentation and providing you with legal advice regarding the outstanding debt.

    We will also discuss with you alternative methods of settlement usually named Alternative Dispute Resolution. This can be anything from making contact with the debtor ourselves or arranging mediation.

  • If payment is not received within the time-frame to reply to the Letter Before Action. The next stage would be to issue court proceedings to obtain a judgement against the debtor. We will draft the court papers, file them with the court, and follow-up the process up to the application for judgement.

    Unfortunately, it is not possible to recover your solicitor fees from the debtor, but there are provisions within the procedural rules that will enable you to recoup some compensation back to cover these fees.

    With this in mind, we offer a fixed fee for this service relative to the total value of your claim so that you are fully aware of any legal fees you will need to invest to get your money back. Our pricing table is available below or here.

    For more information please contact us on 02392 66261 for debt advice personalised to you and your business.

  • Once you have your Judgement, the goal of course is to get paid. There are various ways in which to enforce a Judgement and our expert lawyers will discuss the options with you dependant on your situation and status of the debtor. We have provided a list of various enforcement options, pricing and our costs in the pricing section below.

    If you wish to discuss the various options of enforcement that is best for you then please contact us on 02392 660261.

  • Pre-action disputed claims
    Sometimes a debtor will respond to a Letter Before Action disputing the claim you are seeking to make. You will undoubtedly need to enter into correspondence and/or negotiation in order to settle the dispute before court action is required. If this occurs, we will be happy to provide you with advice and offer Alternative Dispute Resolution options which will be charged on an hourly rate basis.

    Post-action disputed claims
    Once your claim is issued at the Court, a debtor will have the opportunity to file a Defence and/or a counterclaim and if they do this, the claim will become “disputed”. We will discuss the prospects of your case moving forward based on the contents of the Defence and complete any tasks in line with the procedural requirements set by the court up to the final hearing. Our fees for disputed claims will be charged at an hourly rate relevant to the appropriate lawyer required, and you will be provided with an estimate of the anticipated fees for completion of the work dependent on complexities of the case.

  • Each case is different, so it is not possible to state for how long it will take to obtain, however from issue to Judgement takes approximately 10 weeks.

  • For our pricing detail click here


For further information or to speak to one of our experts, please get in touch